- Credit Portfolio Analysis – The team is responsible for understanding what is driving changes in the credit risk of the portfolio and producing management information reflective of these trends for discussion at monthly Credit Risk Committee meetings.
- Credit Risk Appetite - The team undertakes analysis to support the setting of thresholds for Risk Appetite, which are agreed with Executive and Board committees. The team is responsible for monitoring the credit portfolio to ensure key risk metrics remain within agreed thresholds and where breaches in risk appetite occur these are well understood and escalated in a timely manner.
- Expected Credit Loss (ECL) and Capital – The team is integral to the determination of ECL for the portfolio. This includes providing guidance on IFRS9 and assessing ECL calculations. The team is heavily involved in both local HSBC Innovation Bank UK IFRS9 governance and HSBC regional governance. The team is also at the forefront of capital optimisation initiatives for the portfolio, including Basel regulations.
- Credit Risk Policy – The team is responsible for HSBC Innovation Banking Credit Risk Policy. This includes periodic updates, providing training and liaising with HSBC Group counterparts. The team is heavily involved in the determination of Credit Risk Rating (CRR) methodologies for the portfolio.
- Committee Engagement – The team is a regular contributor to various committees in HSBC Innovation Banking UK, including the Board Risk Committee, the Executive Risk Management Meeting and the Executive Credit Risk Committee amongst others.
- Risk Infrastructure - Work with other team members in the implementation of the HSBC Innovation Banking UK Risk Management Framework. Being point of contact and working with the First Line of Defence (FLOD) to enable credit risk framework is well understood and new processes/controls have been appropriately reviewed and challenged. Requirements
- Data Manipulation / Presentation - Familiarity with tools such as Excel and PowerPoint together with an ability to identify and effectively communicate key issues.
- Stakeholder Engagement - Ability to articulate and present issues and concepts with various levels of management.
- Project Management – Ability to structure and effectively manage projects with multiple work-streams.
- Independent Working – Ability to 'run with' tasks and prioritise work.
- Subject Matter – Familiarity with general credit risk concepts including IFRS9 Expected Credit Loss, Basel Capital Requirement Regulations or credit risk rating methodologies would be helpful.
-
Risk Manager
1 week ago
eFinancialCareers London, United KingdomCity Elite Recruitment are delighted to be working with a globally recognised broker firm who are seeking a Risk Manager who will work across EMEA. · **Duties**: · - Supporting the CRO, EMEA in developing and operating the Group's Enterprise Risk Management Framework within the r ...
-
Risk Manager
1 week ago
Harrison Holgate London, United KingdomThis is an opportune time to join the organisation as both entities are growing in size and complexity. The role will involve working closely with all areas of the group to manage and report upon the entirety of the risk profile and so presents an opportunityto develop a deep kno ...
-
Risk Manager
3 days ago
Arthur London, United KingdomI am delighted to be partnering again with this leading Lloyd's managing agency in the hire of a Risk Manager, you will be responsible for the continuous development of a number of clients' ERM risk management frameworks. This is an extremely broad position,leading junior members ...
-
Risk Manager
3 days ago
Finitas London, United KingdomRisk Manager | London Market Insurer | £90,000+ · I am working closely with a London Market insurer who are looking for a Risk Manager to join their thriving team. You will have 2 direct reports, and will be working alongside the Head of Risk. · Responsibilities of the role will ...
-
Risk Manager
9 hours ago
Experis LTD London, United Kingdom**Role**:Risk Manager · **Location**:Remote · **Duration**:6 Months + · **Clearance**:Active SC / Security Clearance required · To review risks as part of the ongoing Third-Party supplier management. Driving overall TPRM process as BAU. · **Combined skillsets**: · - Knowledge/exp ...
-
Risk Management
1 week ago
Morgan Stanley London, United KingdomRisk Management - Risk Governance - Associate · Job Number: · 3249806 · POSTING DATE: Apr 9, 2024 · PRIMARY LOCATION: Europe, Middle East, Africa-United Kingdom-United Kingdom-London · EDUCATION LEVEL: Bachelor's Degree · JOB: Central Functions · EMPLOYMENT TYPE: Full Time · JOB ...
-
Risk Manager
1 week ago
AMS Contingent London, United KingdomWe are AMS. We are a global total workforce solutions firm; we enable organisations to thrive in an age of constant change by building, re-shaping, and optimising workforces. Our Contingent Workforce Solutions (CWS) is one of our service offerings; we actas an extension of our cl ...
-
Risk Manager
1 day ago
eFinancialCareers London, United KingdomA leading Broadcasting and Telecommunications Company has an immediate requirements for a Risk Manager to join their team. · This is an exciting new opportunity to assist the Head of Telco GRC (Government, Risk and Compliance) in designing a risk management function. As part of t ...
-
Risk Manager
4 days ago
Arthur London, United KingdomA highly sought-after opportunity has arisen for a Risk Manager to join a leading global insurance company. With a track record of success and ambitious growth plans, the company is looking for a skilled Risk Manager to help drive the business forward.Reporting directly to the Ch ...
-
Risk Manager
1 week ago
Arthur London, United KingdomA successful Lloyd's syndicate is looking to add a Risk Manager to its function, this is a generalist position covering both qualitative and quantitative risk management and reporting directly to the CRO. It is a stand-alone role but you will have thesupervisory responsibilities ...
-
Risk Manager
5 days ago
Arthur London, United KingdomKey Responsibilities: · - Develop and implement the company's risk management framework to meet the needs of a rapidly growing business. · - Provide guidance, training and support to first line management in the operation of the risk management framework. · - Identify, monitor, m ...
-
Risk Manager
1 week ago
eFinancialCareers London, United Kingdom**Role** · Manager within the second line risk function for all legal entities across the group. Responsible for the identification, remediation and ownership of operational risk, credit risk, market risks, reputational risks, information security, strategic and fraudrisk. · **Re ...
-
Risk Manager
1 week ago
Harrison Holgate London, United KingdomAn excellent opportunity exists for an experienced Risk Manager to work for a highly regarded (re)insurance group with trading entities consisting of a Lloyd's Syndicate and an MGA platform. · This is an opportune time to join the organisation as both entities are growing in size ...
-
Risk Manager
1 week ago
eFinancialCareers London, United KingdomRESPONISBILITIES: · - Quantification of risk metrics within our risk reporting framework, ensuring proper capture and reflection of all market risk exposures · - Perform detailed review of all risk positions and simulation/analysis of all significant exposures · - Identification ...
-
Risk Manager
1 week ago
eFinancialCareers London, United KingdomThis role will play a critical part of the Capstone Risk mission to build a world-class risk platform to drive understanding and empower decisions on Risk, Performance, Margin and Capital Allocation. · You will work as part of our Risk team providing key assistance to the Chief R ...
-
Risk Manager
9 hours ago
eFinancialCareers London, United KingdomWe have a newly created opportunity for a talented Risk Manager to review and assess the evolving risk profile of the firm and individual strategies.You will be responsible for building new and innovative risk management measures/frameworks, assessingthe skills of the individual ...
-
Risk Manager
2 days ago
Eames Consulting London, United KingdomI am currently working with a global speciality insurer who are looking to hire a risk manager with a London market specialism for a newly created role. · This role will involve supporting underwriting lines of business, being the main point of contact to ensure the risk framewor ...
-
Risk Manager
2 days ago
Eames Consulting London, United KingdomI am currently working with a global speciality insurer who are looking to hire a risk manager with an operational resilience specialism. · This role will involve supporting the speciality underwriting lines of business, being the main point of contact to ensure the risk framewor ...
-
Risk Manager
1 week ago
Eames Consulting London, United KingdomGreat opportunity for a seasoned risk professional to join this global specialty re/insurer. Reporting into the Head of Risk you will have a Risk Analyst as a direct report. · Providing support the Specialty underwriting lines of business, you will be the main point of contact to ...
-
Risk Manager
1 week ago
eFinancialCareers London, United KingdomAs a Barclays Risk Manager you will be responsible for analytical support in designing credit policies across the customer lifecycle. This includes the setting of credit parameters for all programs impacting customers to ensure loss rates remain withinrisk appetite whilst the exp ...
Snr Associate, Credit Risk Management - London, United Kingdom - HSBC
Description
Become part of a bank like no other
HSBC Innovation Banking is the power behind the UK's forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.
Whether it's comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them, and everything in between. We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike.
Here's to never standing still. Come and join us
The team you'll work with:
The HSBC Innovation Bank UK, Credit Risk team is a Second Line of Defence (SLOD) team responsible for the credit risk management of the bank's portfolio including identifying, monitoring and appropriately escalating credit risk issues within the bank. The Senior Associate will work with senior members of the Credit Risk Portfolio Management team in the understanding and implementation of key frameworks in addition to management of data and stakeholder engagement within the Innovation Bank and Group.
You will be responsible for the development of internal credit risk reporting for Committee meetings, highlighting and discussing trends in the credit risk portfolio and close monitoring of key internal credit risk metrics.
What can you expected to be doing?
The remit of the HSBC Innovation Banking UK Credit Risk Management team is broad and far reaching within the bank. Below are some examples of the type of work you may be involved with.
Prior experience of working within a credit risk environment is preferable but a good attitude and enthusiasm are key. Some of the competencies that would be encouraged include:
Where you'll be based :
Our home office in Finsbury Square, London. We offer hybrid working to all of our employees, so you can flex between home and the office.
Equal Employment Opportunity: HSBC Innovation Banking is an equal opportunities employer. We support inclusive practices within our assessment process. If you need any specific support or adjustments, please highlight to via your application or
Snr Associate, Credit Risk Management professionals in London
-
Manosha Sumathiratna
Statistical Analyst | Bank Manager | Sales Analyst
-
Miles Cameron
Graduate Account/Project Manager
-
Ali Rizvi
Construction & Property / Project Manager
-
Numair Mallhi
Senior Analyst
-
Segun Oladeji
Business Analyst/Product Owner
-
Marc Hocker
Office Manager