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    Credit - Lead Analyst - Southampton, United Kingdom - Manchester Digital

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    Description

    We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

    We're a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company.


    We're a bank, but better:
    fairer, easier to use and designed to demystify money for everyone.

    Reporting to the Senior Credit Strategy Lead, we are looking for a Lead Credit Strategy Analyst to play a pivotal role in the development and maintenance of Starling's credit strategies across unsecured and secured retail and SME lending products.

    Developing credit decisioning lending strategies for both retail and SME secured and unsecured products
    Developing capability and processes to meet new and existing regulatory requirements
    Driving insight to ensure portfolio credit risks are clearly understood and managed appropriately, maintaining a detailed understanding of portfolio performance
    Providing regular updates on portfolio performance at our monthly Credit Risk Committee
    Support maintaining proactive portfolio compliance with the UK regulatory regime
    Relevant experience in a risk or credit function within an FCA regulated company, ideally covered both secured and unsecured products
    Proven track record in the design, creation, implementation and enhancement of credit strategy across the lifecycle
    Experience working alongside or within data functions
    Stage minute video call with our Talent Acquisition team.
    Stage minute interview with our Risk Director - Asset Management and Senior Credit Strategy Lead. 25 days holiday (plus take your public holiday allowance whenever works best for you)
    ~ An extra day's holiday for your birthday
    ~ Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
    ~Salary sacrifice, company enhanced pension scheme
    ~ Life insurance at 4x your salary & group income protection
    ~ Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
    ~ Generous family-friendly policies
    ~ Incentivised refer a friend scheme
    ~ Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
    ~ Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

    While we can't accommodate every flexible working request, we're always open to discussion. We're on a mission to radically reshape banking – and that starts with our brilliant team.

    Starling Bank is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace.

    Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.

    By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes.


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