- Performing detailed and well documented analytical analysis to support the development of strategies, policies, models and processes.
- Developing and maintaining Collections systems
- Delivering credit risk reporting for management on a monthly and quarterly basis and enhancements through automation.
- An understanding of the concept of retail credit risk management with a grasp of the basic principles of credit scoring. An awareness of the credit lending business and the full customer lifecycle, including new lending, account management, fraud prevention and arrears management.
- Knowledge of analytical software such as SAS Enterprise Guide, or SQL
- Graduate or postgraduate qualification in mathematics, statistics, data modelling/ or a similar analytical discipline
- Analytical thinker
- Highly proficient with MS Office, specifically Excel & PowerPoint.
- Methodical approach to investigation but with the ability to see and think outside the box when required.
- Good time management skills – ability to manage own workload and be flexible. Ability to prioritise workloads for optimum performance.
- Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problems.
- Strong communicator – able to deliver technical or in-depth analyses to a non-technical audience. Excellent written and oral communication skills.
- Self-motivated, requiring minimum supervision.
- Ability to contribute as a team player. Strong collaborator.
- Conscientious, with an ability to take appropriate action when required to meet deadlines.
- Proactive in achieving individual and departmental goals.
- To strive for excellence in all aspects of the role.
- To demonstrate the Company's Vision and Values at all times.
- Pension scheme - up to 8% contributory pension
- 26 days holiday + banh holidays + Purchase additional annual leave
- Employee referral programme
- Perks at Work
- Above and Beyond awards
- Income protection scheme
- Employee of the Year
- Long Service awards
- Discretionary annual bonus
- Life assurance
- Discounted gym membership
- Flexible working
- Training and exam sponsorship
- Employee assistance programme
- Paid volunteer days
- Social events
-
Senior Credit Risk Analyst
1 week ago
FIG People Chester, United Kingdom**The Company** · A Financial Services Company established in 2014, are looking for a Senior Credit Risk Analyst to join its growing team. The company works with both its customers and partners to develop a quality and innovative product and provide the best service possibleto fi ...
-
Analyst, Risk
1 week ago
Pontoon Chester, Cheshire, United KingdomMy high-profile banking client is currently on the market for a Trade Control Analyst. The role is initially full time in the office due to training and reverts to a Hybrid position on site 3 days a week and 2 days from home, working normal office hours. · Full technical trainin ...
-
Operational Risk Analyst
5 days ago
Pontoon Chester, United KingdomPontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. W ...
-
Credit Risk Analyst"
3 weeks ago
MERJE Ltd Chester, Cheshire, United KingdomThis is an exciting opportunity for a Credit Risk Analyst to join the growing Credit Risk Collections Strategy function of this organisation. · As part of the Risk team, the role is primarily tasked with providing assurance that the company is operating within its credit risk ap ...
-
Credit Risk Analyst
2 weeks ago
Harnham Cheshire, United KingdomJob Description Credit Risk Analyst · Hybrid · I am hiring a credit risk analyst for leading lending company based in Cheshire. They are looking to bring in a Credit risk Analyst to come in working on the collections strategy to increase company-wide profitability and reduce th ...
-
Credit Risk Analyst
4 weeks ago
MERJE Chester, Cheshire, United KingdomCredit Risk Analyst- Chester- Up to £43K · This is an exciting opportunity for a Credit Risk Analyst to join the growing Credit Risk Collections Strategy function of this organisation. · As part of the Risk team, the role is primarily tasked with providing assurance that the com ...
-
Credit Risk Analyst"
3 weeks ago
Harnham Chester, Cheshire, United KingdomCREDIT RISK ANALYST – COLLECTION STRATEGIES · £This auto finance company are seeking an experienced candidate to help develop the collections side of the business. This role would see you work on a varied number of projects, primarily focusing on: · Optimising and developing co ...
-
Credit Risk Analyst
3 weeks ago
Broadgate Chester, Cheshire, United KingdomAn ideal role for an intermediate-experienced Credit Risk professional, seeking a business with better progression opportunities and an ability to have a greater impact. · This is a central position within the Collections team - the ideal candidate will have a good suite of tech ...
-
Senior Credit Risk Analyst
1 week ago
Harnham - Data & Analytics Recruitment Chester, United Kingdom Full timeSENIOR CREDIT RISK ANALYST · £40,000-£52,000 · CHESTER · Widen your experience by bringing strategic and analytical expertise to the team and the wider business. As a Senior Analyst, you'll also have the opportunity to manage and mentor junior team members and work on in-depth p ...
-
Operational Risk Analyst, Bank
3 weeks ago
Careeraddict Chester, Cheshire, United KingdomPontoon is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. W ...
-
Risk Analyst
2 weeks ago
USS Investment Management Limited Liverpool, United KingdomWhen you join USS, the size and scale of our pension scheme means you will have numerous opportunities to learn and develop your career. Our office is a vibrant place to work, and we offer flexibility of office/homeworking due to our hybrid model. In your role as IT Risk & Assura ...
-
Risk Operations Analyst
3 weeks ago
Energy Jobline ZR Wrexham, Wales, United KingdomDo you want to work on innovative projects, collaborate with a dynamic and supportive team, and receive investment in your professional development? At DTCC, we are at the forefront of innovation in the financial markets. We're committed to helping our employees grow and succeed. ...
-
Analytics Manager
2 weeks ago
MERJE Ltd Chester, United KingdomFantastic manager position to join a growing Credit Risk Analytics function within a Motor Finance company. The purpose of your role will be to provide strategic and analytical expertise to the business, driving management information, analytics, and insight. · **The Role**: · - ...
-
Credit Risk Analyst
3 weeks ago
Harnham Cheshire East, Cheshire, United KingdomCredit Risk Analyst · Up to £40,000 · Hybrid · Cheshire · The Company · I am hiring a credit risk analyst for leading lending company based in Cheshire. They are looking to bring in a Credit risk Analyst to come in working on the collections strategy to increase company-wide ...
-
Financial Crime Officer
2 weeks ago
Page Personnel Finance Chester, United KingdomThis is a brand new Financial Crime Analyst role in Chester. With a competitive salary and room to grow, this is an incredible opportunity to develop your skills and advance a career in Financial Services. · **Client Details** · Our client is an established finance broker with a ...
-
Business Analyst
2 weeks ago
eFinancialCareers Chester, United Kingdom**Business Analyst** · **Tasks**: · - Work with client stakeholders, external parties and partners to capture and analyse requirements · - Manage and own client relationships, proactively highlighting risks, issues or dependencies · - Customer centric approach, considering the en ...
-
Operations Analyst
1 week ago
Pontoon Chester, United KingdomOperations Analyst · 6 Months · Chester - Full time in the office · £37,300 - £39,750 per annum DOE · My high-profile banking client is looking for a Operations Analyst to work in the Equity Derivative Settlements team in Chester serving our priority clients, in which you will pr ...
-
Analytics Manager
2 weeks ago
Harnham - Data & Analytics Recruitment Cheshire, United Kingdom**ANALYTICS MANAGER** · **£55,000** · **NORTH-WEST ENGLAND** · **THE COMPANY** · This auto finance company are seeking an Analytics Manager to help develop and grow the team whilst taking on a varied and broad range of tasks. With a number of exciting projects planned for the nea ...
-
Trade Surveillance Specialists
2 weeks ago
Parker Shaw Chester, United Kingdom**Job description**: · **Permanent or Contract** · The Surveillance Specialist II conducts independent transactional and process testing on a team in support of identified needs. This role may act as a Surveillance test lead/SME, developing entry level testers by providing coachi ...
-
Ops Professional Mkts
1 week ago
Bank of America Chester, United Kingdom**Job Title: Transaction Reporting Control Analyst** · **Corporate Title: Assistant Vice President** · **Location: Chester / Dublin** · **Company Overview**: · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every con ...
Credit Risk Analyst - Chester, United Kingdom - Specialist Motor Finance
Description
Credit Risk Analyst - Permanent - up to £43,000 - Hybrid working - Chester Business ParkSpecialist Motor Finance offer hire purchase agreements to customers who are not accepted by the mainstream lenders through a panel of motor introducers.
Established in 2014, SMF have built up a reputation for providing a strong product range, offering quick decisions through the application process and a collaborative approach to working with our customers throughout the life of their agreement.
About the roleThis is an exciting opportunity for a Credit Risk Analyst to join the growing Credit Risk Collections Strategy function of this organisation.As part of our Risk team, the role is primarily tasked with providing assurance that the company is operating within its credit risk appetite. This is done through oversight of the business lines and production, maintenance and enhancement of credit risk reporting and analysis.As a Credit Risk Analyst, the successful candidate will undertake both routine and project work involving the analysis of credit risk performance, to contribute actively to our business strategy.Producing and distributing management information, you will support the building and development of credit metrics, as well as projects to deliver credit risk control.
Key responsibilities
The successful candidate will be required at all times to act within the standards expected within Consumer Duty and comply with The Conduct Rules which set the minimum standard of individual behaviour expected when carrying out a role at Specialist Motor Finance. These rules include:
·You must act with integrity.
·You must act with due skill, care and diligence.
·You must be open and cooperative with the FCA, the PRA and other regulators.
·You must pay due regards to the interests of customers and treat them fairly.
·You must observe proper standards of market conduct.
·You must act to deliver good outcomes for retail customers.
Employee benefits
