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    Risk Officer - United Kingdom - London & Country Mortgages Ltd.

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    Description

    Risk Officer

    Are you interested in joining an award winning company with plenty of opportunities for personal development and lots of fun along the way?Find out a bit more about what we do and the vacancies we currently have.

    Location

    Hybrid (mainly remote with occasional team meetings at our Bath or Newcastle office)

    Who are we?

    We're L&C Mortgages, the UK's leading fee free mortgage broker. Join us and you'll be part of a business that wants you to enjoy being part of a great team. From '#high5' nominations – (i.e. recognition for those who go the extra mile), to our Tastecard memberships, we care about our colleagues and want to give them something back.

    Right now, we're looking to recruit a Risk Officer.

    The role

    Keeping our customers' information safe and secure is paramount to L&C. You'll work to effectively deliver and maintain a robust risk management framework across L&C, thereby ensuring the Business meets its risk management, internal control and regulatory requirements.

    In our fast-paced industry, you'll deal with emerging challenges and you'll be quick to update and challenge L&C's risk appetite and policies to ensure our framework remains fit for purpose.

    You'll:


    • Provide consultation and support to Business Heads and Operation Managers in the understanding, identification, management and mitigation of risk and control.
    • Maintain a good level of understanding of the latest regulatory and legislative developments in order to ensure L&C are informed and act within the necessary requirements for managing risk.
    • Shape and drive risk reporting and risk control self assessment returns.
    • Review and analyse risk intelligence, using internal and external data, identify current and emerging trends and provide recommendations for review.

    Location

    Hybrid (mainly remote with occasional team meetings at our Bath or Newcastle office)

    Who are we?

    We're L&C Mortgages, the UK's leading fee free mortgage broker. Join us and you'll be part of a business that wants you to enjoy being part of a great team. From '#high5' nominations – (i.e. recognition for those who go the extra mile), to our Tastecard memberships, we care about our colleagues and want to give them something back.

    Right now, we're looking to recruit a Risk Officer.

    The role

    Keeping our customers' information safe and secure is paramount to L&C. You'll work to effectively deliver and maintain a robust risk management framework across L&C, thereby ensuring the Business meets its risk management, internal control and regulatory requirements.

    In our fast-paced industry, you'll deal with emerging challenges and you'll be quick to update and challenge L&C's risk appetite and policies to ensure our framework remains fit for purpose.

    You'll:


    • Provide consultation and support to Business Heads and Operation Managers in the understanding, identification, management and mitigation of risk and control.
    • Maintain a good level of understanding of the latest regulatory and legislative developments in order to ensure L&C are informed and act within the necessary requirements for managing risk.
    • Shape and drive risk reporting and risk control self assessment returns.
    • Review and analyse risk intelligence, using internal and external data, identify current and emerging trends and provide recommendations for review.

    FCA CERTIFICATION REGIME & CONDUCT RULES

    L&C is authorised and regulated by the FCA and is classified as an Enhanced Firm under the Senior Manager's and Certification Regime (SM&CR). This role is subject to the 6 FCA Conduct rules and you will be expected to adhere to them at all times. (See below). Any confirmed breaches of the Conduct Rules will be reported to the FCA annually. Should you apply for a Certified role in another financial services firm then L&C may be required to disclose this information in a Regulatory Reference request.

    1. You must act with integrity2. You must act with due care, skill, and diligence3. You must be open and cooperative with the FCA, the PRA and other regulators4. You must pay due regard to the interests of customers and treat them fairly5. You must observe proper standards of market conduct6. You must act to deliver good outcomes for retail customers

    About you

    Your background in designing and delivering risk policies, processes and procedures in finance or insurance industries has already given you extensive knowledge of the compliance side of the financial sector. It's also helped you to hone your excellent communication skills, giving you the ability to interact efficiently with colleagues across L&C. You'll also be proficient at developing professional positive relationships with internal and external colleagues.

    Desirably you will have gained an International Certificate in Financial Services Risk Management or equivalent qualificationYou will ensure FCA and L&C standards and procedures are followed at all times and will have excellent organisation and IT skills.With personal drive to minimise risk to L&C and our customers, you'll have in depth knowledge of business continuous improvement methodologies and the ability to change management approaches. Good judgment and decision making are second nature to you. And you'll have no problem using your initiative and adapting when necessary.

    Why join us at L&C?

    Working at L&C means being part of an environment of respect and equality. We're entering an exciting period and it's a great time to join us. We're already the UK's No.1 online mortgage broker but we don't want to stop there.

    As an employee of L&C, some of the benefits you'll get include:

    • A competitive salary
    • 24 days annual leave (plus bank holidays and your birthday off)
    • Employer pension contributions
    • A new opportunity to purchase additional days holiday

    Interested in applying? Click the button below to get in touch We look forward to hearing from you.

    Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

    We're here to offer our customers excellent fee free mortgage advice.Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder.We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.

    Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. We're here to offer our customers excellent fee free mortgage advice.Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder.We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Representative example A mortgage of £204,279 payable over 23 years, initially on a fixed rate until 28/02/26 at 4.49% and then on a variable rate of 6.66% for the remaining 21 years would require 25 payments of £1,188.22 followed by 251 payments of £1, The total amount payable would be £398,849 made up of the loan amount plus interest (£193,570) and fees (£999). The overall cost for comparison is 6.7% APRC representative. London & Country Mortgages Ltd, Unit , Newark Works, 2 Foundry Lane, Bath, BA2 3GZ is a company limited by shares. Our Companies House number is We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is The FCA does not regulate most Buy to Let mortgages. 2024 London & Country. All rights reserved. Sitemap | Privacy Statement | Terms of business | Keyfacts | Modern slavery policy | Gender pay gap report | How to complain | Complaints data

    Our dedication to providing our customers with a first class mortgage service has helped us win over 150 awards since 2002, more than any other mortgage broker . In fact we've won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery .

    We're proud to support Winston's Wish, the UK's leading childhood bereavement charity. Every year Winston's Wish need to raise over £2.4million to provide practical help and support to children suffering the loss of a parent or sibling. For more information visit the Winston's Wish website and Twitter

    #J-18808-Ljbffr

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