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Brighton

    Head of Pricing - Brighton, United Kingdom - INSHUR

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    Full time Insurance
    Description
    Are you keen to work somewhere that's stimulating and friendly, with loads of opportunities for growth and plenty of freedom to make a real impact? This could be the place for you


    We are looking for a Head of Pricing to join us at INSHUR; we are based in sunny Brighton (sea, chips and seagulls included) and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home.

    You'll have the opportunity to work remotely while also connecting with your colleagues at our Brighton office, fostering a dynamic and supportive environment.


    You'll be working on re-inventing insurance in exciting markets across multiple territories including the UK, US and the Netherlands, and new European countries as we expand.


    Supported by (and reporting to) the Director of Underwriting, you'll be joining a friendly team who believe in challenging the traditional ways of insurance.

    We aim to provide pricing and analytical solutions to create innovative insurance products that the market has not seen.

    We value high performance and care deeply about making INSHUR feel like a place where everyone is building something really special, that we can all be proud of, and doing it with friends.


    What you'll do:


    As our Head of Pricing you will be responsible for setting the future strategy and direction for Pricing and Data Science whilst growing and leading a team at the core of INSHUR's business.

    This will be across all territories on multiple lines of commercial motor business.


    Other key responsibilities include:
    Build and guide the Pricing and Data Science teams
    Collaboration with carriers and channel partners to meet ultimate loss ratio targets
    Reviewing insurance profitability by developing loss ratios to ultimate
    Manage and develop end-to-end pricing operations, including embedding principles of Fair Value and Consumer Duty into day-to-day processes
    Maximising growth of GWP and revenue
    Setting the commission strategy for the business
    Monitoring business performance
    Set and deliver the plan for reviewing and rebuilding pricing models and implementing innovative rating factors
    Accountability for Pricing on key company projects
    Driving analytical and Data Science growth across the rest of the business
    Developing prices for Fleet and future products
    Other responsibilities which may be reasonably expected to deliver business objectives and create a market leading Pricing & Data Science function

    Below is a guideline of skills that we think would make you successful in this role.

    We'd love to hear from you if you:
    Have worked in a Pricing environment within motor insurance
    Are a qualified or nearly qualified actuary, or qualified by experience
    Have plenty of experience using SQL, as well as some R or Python and Earmix
    Have built and worked with pricing models such as generalised linear models (GLMs), gradient boosting models (GBMs) and other machine learning algorithms
    Have experience projecting loss ratios to ultimate
    Know the benefits of price optimisation and how to use it in practice
    Understand the commercial needs of stakeholders both internally and externally
    Are passionate about data, modelling and analytics
    Understand the value of data in a commercial environment


    Your colleagues say you:
    Are hands on
    Have great attention to detail
    Are data driven
    Can communicate well

    What we offer
    We offer all our employees stock options and we will pay into your pension monthly. We've also built a benefits package that invests in our people's long-term personal and professional growth and wellbeing.

    Here's a sample of what this includes:
    30 days of holiday annually in addition to bank holidays
    Private healthcare scheme for you and your family
    Life Insurance
    Up to 13 weeks of parental leave at full pay, regardless of your gender
    Flexible working hours
    Annual personal training allowance and regular learning opportunities
    Monthly flexible wellbeing allowance to help you stay healthy and productive
    Access to Employee Assistance Program


    It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need.

    About Us

    INSHUR is the fastest-growing global provider of insurance for the on-demand economy, making coverage fair and accessible for drivers.

    Cutting edge technology underpins our revolutionary offering for on demand drivers, keeping premiums affordable and delivering results for partners.

    With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber and Amazon, we've been helping drivers stay on the road since 2016 through our data, technology and in-house expertise.

    We completed our B1 funding as well as the acquisition of American Business Insurance in 2023.

    We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future.

    As a global team of around 200 people based across the US, UK and the Netherlands, we value:

    Generosity, inclusivity, open-mindedness and diversity
    The delivery of great results and learning in the open
    Freedom to make long-term, high-impact decisions
    The wellbeing of our teammates and the people around us

    And... Enjoying the ride

    Equal opportunities

    We believe that having a diverse team where everyone can be their authentic self is the key to our success.

    We are passionate about equal opportunities and improving the tech industry for the better, so we encourage people from underrepresented backgrounds to apply.

    We don't discriminate based on race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability or age.

    ​Our offices, when open, are child-friendly, dog-friendly and fully wheelchair-accessible​.


    While this position is advertised as full-time, we are flexible on the specific arrangements for the right candidate and would be happy to discuss part-time, job-share or other flexible arrangements, if required.

    Let us know in your application if you have accessibility requirements for your interview and we will do our best to accommodate.


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