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    2nd Charge Underwriter - Watford, United Kingdom - D&R Recruitment

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    Full time Banking / Loans
    Description

    2nd Charge Underwriter

    Location: Watford

    Salary: Up to £35,000 + Private Medical & Dental care + Pension Plan + Many more


    Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

    • Enter and update borrower data in fusion lending platform.
    • Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
    • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
    • Provide concise and accurate updates to brokers.
    • Proactively chase brokers for outstanding requirements.
    • Ensure all underwriting is in line with company policy and within regulation.
    • Ensure that all cases are underwritten within the groups risk appetite.
    • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
    • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
    • Maintain broker relationships that are integral to the growth for WOSL.
    • All work is to be carried out in accordance with the companies polices and procedures.

    Skills:

    • Ability to work as part of a team.
    • Pass internal competency tests post induction.
    • High attention to detail
    • Good written and verbal communication skills
    • An understanding of FCA regulations
    • Experience in underwriting 1sr and/or 2nd charge mortgage applications.


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